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Robert Gay

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Four Tax Rules Around Annuities That Can Quietly Affect Retirement Cash Flow

Key Takeaways Small tax rules tied to annuities can quietly reduce or improve your retirement cash flow over time, depending on how and when income
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Why Some Retirees Choose Fixed Annuities Instead of Market Exposure

Key Takeaways Fixed annuities are often chosen by retirees who want predictable income, principal protection, and insulation from market volatility during retirement years.The appe...
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When Buying an Annuity Can Help Your Retirement Income and When It Can Create Limits

Key Takeaways Buying an annuity can help you create predictable retirement income over a defined timeline, especially when market risk or longevity risk is a

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