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Robert Gay

Silver Springs, Nevada
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Five Annuity Mistakes That Appear Minor at Purchase but Can Become Costly Over the Long Term

Key Takeaways Small decisions made when purchasing an annuity can quietly limit flexibility, income options, and tax efficiency over 10, 15, 20, or even 30
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Four Tax Rules Around Annuities That Can Quietly Affect Retirement Cash Flow

Key Takeaways Small tax rules tied to annuities can quietly reduce or improve your retirement cash flow over time, depending on how and when income
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Why Some Retirees Choose Fixed Annuities Instead of Market Exposure

Key Takeaways Fixed annuities are often chosen by retirees who want predictable income, principal protection, and insulation from market volatility during retirement years.The appe...

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