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Joe Carreno

The Retirement Advantage ODESSA, Florida

Areas of expertise: IUL for Business Owners, Safe Money (investments), Social Security Benefits, Annuities for Retirement Income, Life Insurance for Retirement Income

About Joe Carreno

For over 30-years Flavio J "Joe" Carreno of The Retirement Advantage has been a Federal Employee Retirement System specialist (FERS) as well as a Florida Retirement System specialist (FRS) independent advocate. An affiliate of PSRE (Public Sector Retirement Educators), a Federal Contractor & Registered Vendor to the Federal Government, also an affiliate of TSP Withdrawal Consultants. We will help you understand your FERS & FRS Benefits, TSP & Florida D.R.O.P. withdrawal options in detail while recognizing & maximizing all concurrent alternatives available.Our primary goal is to guide you into retirement with no regrets; safe, predictable, stable, for life. We look forward to visiting with you.

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Published Content and Articles Featuring Joe Carreno

Articles By Joe Carreno

Navigating retirement savings in a volatile market

Navigating retirement savings in a volatile market

It's common to have concerns about the state of your retirement investments during times of market fluctuation. If you're anxious...

The Employee Contribution Limit Has Increased

The Employee Contribution Limit Has Increased

Big earners who are also big savers have a lot to be happy about: The United States government recently increased the...

The Rising Rate of Fixed Income

The Rising Rate of Fixed Income

With the return of Fixed Income, a person could be excused if he never wants to hold on to it....

Life Insurance Mistakes You Should Avoid

Life Insurance Mistakes You Should Avoid

Life insurance is a foundational element of financial security. Although some people still do not have life insurance, awareness is...

5 Annuity Purchase Mistakes You Should Never Make

5 Annuity Purchase Mistakes You Should Never Make

Annuities will always be popular because they offer investors a guaranteed income stream. But there is a reason annuities have...

What Makes a Fixed Annuity Different From Other Annuities?

What Makes a Fixed Annuity Different From Other Annuities?

A fixed annuity provides more excellent stability and predictability than other annuities, but at the expense of potentially higher returns...

How To Keep More of Your Earnings Using Tax Smart Portfolio

How To Keep More of Your Earnings Using Tax Smart Portfolio

Every investor seeks a competitive advantage that increases their overall wealth. Nonetheless, tax-efficient investing is a strategy that some investors...

Everything You Need to Know About Variable Annuities

Everything You Need to Know About Variable Annuities

An annuity contract, known as a variable annuity, provides investors with both the growth potential of the stock market and...

Impossible to See a More Important Retirement Chart

Impossible to See a More Important Retirement Chart

It's difficult to plan for retirement but considerably more difficult when the stock market is unpredictable. If you're planning to...

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