


Areas of expertise: IUL for Business Owners, Safe Money (investments), Social Security Benefits, Annuities for Retirement Income, Life Insurance for Retirement Income
For over 30-years Flavio J "Joe" Carreno of The Retirement Advantage has been a Federal Employee Retirement System specialist (FERS) as well as a Florida Retirement System specialist (FRS) independent advocate. An affiliate of PSRE (Public Sector Retirement Educators), a Federal Contractor & Registered Vendor to the Federal Government, also an affiliate of TSP Withdrawal Consultants. We will help you understand your FERS & FRS Benefits, TSP & Florida D.R.O.P. withdrawal options in detail while recognizing & maximizing all concurrent alternatives available.Our primary goal is to guide you into retirement with no regrets; safe, predictable, stable, for life. We look forward to visiting with you.
It's common to have concerns about the state of your retirement investments during times of market fluctuation. If you're anxious...
Big earners who are also big savers have a lot to be happy about: The United States government recently increased the...
With the return of Fixed Income, a person could be excused if he never wants to hold on to it....
Life insurance is a foundational element of financial security. Although some people still do not have life insurance, awareness is...
Annuities will always be popular because they offer investors a guaranteed income stream. But there is a reason annuities have...
A fixed annuity provides more excellent stability and predictability than other annuities, but at the expense of potentially higher returns...
Every investor seeks a competitive advantage that increases their overall wealth. Nonetheless, tax-efficient investing is a strategy that some investors...
An annuity contract, known as a variable annuity, provides investors with both the growth potential of the stock market and...
It's difficult to plan for retirement but considerably more difficult when the stock market is unpredictable. If you're planning to...
Do you have a question about one of our agent/advisors or want to leave feedback?
Please contact us so our team at Credkeeper can assist you.