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ODESSA, Florida 
The Retirement AdvantageFor over 30-years Joe Carreno of The Retirement Advantage has been a Federal Employee Retirement System specialist (FERS) as well as a Florida Retirement System specialist (FRS) independent advocate. An affiliate of PSRE (Public Sector Retirement Educators), a Federal Contractor & Registered Vendor to the Federal Government, also an affiliate of TSP Withdrawal Consultants. We will help you understand your FERS & FRS Benefits, TSP & Florida D.R.O.P. withdrawal options in detail while recognizing & maximizing all concurrent alternatives available. Our primary goal is to guide you into retirement with no regrets; safe, predictable, stable, for life. We look forward to visiting with you.
Notwithstanding many suggestions to reduce federal transfer taxes (GST, gift, and estate taxes) with surged tax rates and exemptions, not one of these was adopted
An annuity could be a beneficial addition to your financial plan. Depending on the annuity you have, you may be able to rely on a
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